Banking & Finance
Banking - Retail banking & finances:
Consumer Credit Act regime – latest developments
Most consumers are blissfully unaware of the existence of the Consumer Credit Act 1974 (“CCA”) and the myriad of regulations and instruments made under it.
By: John Lunn
Published: 9 May 2012
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FSB principles for sound residential mortgage underwriting practices
The Financial Stability Board published the final version of its high level principles for sound residential mortgage underwriting practices on 18 April 2012.
By: John Lunn
Published: 23 Apr 2012
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Investment fund for young entrepreneurs – pilot announced for May
A new government scheme designed to provide funding to young entrepreneurs, and trailed by George Osborne in his latest Budget, is to be piloted from May 2012.
By: John Lunn
Published: 20 Apr 2012
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Can crowdfunding replace the High Street bank?
Kirsty Neilson, member of our corporate finance and commercial team, muses on the power of crowdfunding
By: Kirsty Neilson
Published: 17 Apr 2012
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More news on mortgage panels
John lunn, retail banking expert, reports on the latest news on The Law Society of Scotland and HSBC's mortgage documentation negotiations.
By: John Lunn
Published: 5 Apr 2012
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Grameen finance in Scotland: social business models
John Lunn, our retail banking expert, considers the Gameen model of micro finance.
By: John Lunn
Published: 12 Mar 2012
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Separate representation for mortgage lenders
John Lunn, head of retail banking at Morton Fraser, explains what all the fuss is about.
By: John Lunn
Published: 2 Mar 2012
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Conflict of interest – mortgage conveyancing panels revisited
John Lunn, our retail banking expert, huffs and puffs about mortgage lenders making changes to their conveyancing panels.
By: John Lunn
Published: 17 Feb 2012
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Unfair terms in consumer contracts – it's all gobbledygook to me!
John Lunn, our retail banking expert, explains in plain English the latest guidance from the FSA.
By: John Lunn
Published: 8 Feb 2012
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