Factsheets

Individuals & Families factsheets:

• 23 May 2012
  Top Tips for Getting Your Property Ready to Market
  Take a look at our factsheet for some top tips on creating that all-important positive first impression when looking to sell your property.
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• 23 May 2012
  What is a Power of Attorney (PoA) and do I need one?
  In Scotland a Power of Attorney (PoA) is a legal document giving someone else the authority to take actions or make decisions on your behalf, but what should you consider when appointing an Attorney?
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• 3 May 2012
  Make your home work for you – Rent-a- Room
  If you are looking for ways to increase your household income you may consider renting out a spare bedroom.
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• 25 Apr 2012
  What to consider when making a will
  There are lots of things to consider and some truths to confront when it comes to making a will. To get things moving here is what needs to be considered.
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• 20 Apr 2012
  Buy to Let – It’s a Business
  The buy to let market has been in the media a lot recently, and more and more people are considering this form of investment. However, like any investment it needs to be approached with caution.
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• 13 Apr 2012
  Tenancy Deposit Scheme
  The Scottish Government has recently announced that the new Tenancy Deposit Scheme, which will be compulsory for all landlords in Scotland, will launch from 2 July 2012.
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• 15 Mar 2012
  Succession to Property
  Who your property passes to on your death will depend on a number of factors. Even if you have a Will it may not pass where you intend, so this is something you should address when planning for the future.
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• 13 Mar 2012
  Mortgage Update
  Over the last 10 years, interest-only mortgages have been used to help borrowers meet high house prices and then take advantage of their property’s growing value. The Council of Mortgage Lenders’ (CML) monthly data on how borrowers repay their mortgages s
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• 13 Mar 2012
  Planning requirements relaxed
  There have been various articles in the press recently on the relaxation of certain planning requirements for residential property -- but Ian Gray, Head of Residential Property, cautions that whilst these changes are coming in, care must be taken to ensur
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• 13 Mar 2012
  What is a Home Report?
  Since December 1, 2008 houses for sale in Scotland have to be marketed with a Home Report. Read this factsheet to find out the what the Report covers, and why they are so important to buyers, sellers and lenders alike.
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