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John Lunn



John is a Partner and heads our Retail Banking team.

He advises financial institutions, including the main high street banks and building societies, particularly in mortgage related areas and more generally on product, contract and insurance matters.

He has recently spent time on secondment with one of the UK's leading banking groups.

John supports a number of clients in relation to consumer credit and mortgage regulatory reform.  He is an expert in consumer credit law and advises a range of clients on their regulatory compliance with the Consumer Credit Act 1974 and its associated Regulations,.  He also advises extensively on the implementation of the Mortgage Credit Directive in the UK, and on other financial services compliance issues.

His expertise includes advising on marketing materials, including compliance with the CAP Code and BCAP Code.

John is our FCA compliance officer and anti-bribery partner.

Areas of expertise:


What our clients and peers say

Sources consider John Lunn to be a "commercial, knowledgeable and very approachable" solicitor.

- Chambers and Partners 2019

"very hot on FCA issues... very responsive and willing to provide guidance"

- Chambers & Partners

"is noted for being easy to work with and a useful source of industry knowledge as well as technical advice"

- Chambers & Partners

John Lunn is a respected practitioner handling business-critical matters in the consumer finance space. He frequently works with high street banks and asset finance companies. Clients particularly appreciate his "excellent technical knowledge of consumer credit and regulated mortgage contract lending, combined with his pragmatic approach to advising on complex issues."

- Chambers & Partners


Publications and Presentations

British Bankers' Association seminars on the implementation of the Consumer Credit Directive and the Mortgage Credit Directive