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Ross Caldwell


0131 247 1149
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Ross Caldwell is a partner in our Banking & Finance team, based in our Edinburgh office.

Prior to joining Morton Fraser in May 2017, Ross practised as a partner in the City of London for ten years, latterly as a partner with international law firm Taylor Wessing LLP.

Ross is qualified to practice under both English law and Scots law and frequently acts on UK cross-border and international debt finance transactions.

He also heads-up our Your Scots Counsel firm-wide initiative, which seeks to deepen and strengthen our relationships with law firms across the world which may need Scots law advice and assistance on their cross-border transaction and litigation matters.  With Morton Fraser, such law firms can engage with a legal practice in Scotland which understands the challenges they face, the pressures they're under and the commercial factors which need to be considered in terms of their own business interests.

In addition, Ross leads our engagement with the Mindful Business Charter.  Morton Fraser is proud to be one of the first two Scottish law firms to become a signatory to the Mindful Business Charter and Ross is equally proud to lead this crucial and important initiative across our firm.

Business expertise

Ross is an experienced partner in our Banking & Finance team who acts for lenders, sponsors and borrowers in complex financing transactions across a broad spectrum of sectors.  His primary areas of expertise include real estate finance, leveraged and acquisition finance, funds finance, energy finance, venture debt and growth finance and derivatives.

Ross has over 20 years of post-qualified experience advising on Banking & Finance matters and this has given him a deep understanding of financial products and the applicable law, including extensive multi-jurisdictional experience.  This, combined with his commercial approach, means that Ross will provide concise and technically flawless legal advice, with clarity at its core, on UK domestic and international Banking & Finance transactions.

What our clients and peers say: 

Ross is ranked as a leading individual in both the Chambers UK and Legal 500 legal directories.

Chambers UK & Legal 500

"Ross Caldwell provides ‘sound advice and good leadership’."

Legal 500

"Ross Caldwell has a broad practice, advising borrowers, sponsors and traditional and alternative lenders on the full scope of finance transactions. He brings specialist knowledge to deals in the real estate and energy industries.

Chambers UK

Recent Content by Ross Caldwell

22 Jul 2021

From IBORs to RFRs

In this joint Morton Fraser and Lloyds Bank podcast, Ross Caldwell (partner, Banking & Finance at Morton Fraser) and Brian Fraser (Director of...
Ross Caldwell
16 Jun 2021

From LIBOR To Risk-Free Rates

If you're even remotely involved in the world of debt finance then you can't fail to have noticed that the sector is undergoing a transformational...
Ross Caldwell