Banking & Finance

Our banking & finance law team is one of the biggest and most experienced among Scottish firms.

We have grown steadily over the last ten years with 17 specialist finance lawyers supported by our corporate, property and insolvency & restructuring teams. We act for all of the UK's clearing banks and many international financial institutions and debt funds, as well as domestic and international borrower and sponsor clients. Increasingly we are instructed by English and international law firms to provide specialist Scottish advice.

Andrew Meakin

Partner

Andrew is a partner in our Banking and Finance group. His main focus is on debt finance, acting for UK clearing banks and UK and international lenders. He also has extensive experience in the sale and purchase of loan portfolios.

0131 247 1253

Contact me

andrew.meakin@morton-fraser.com

Clear advice on banking, asset and invoice finance law

We have the experience to allow us to be confident in our advice. Our aim, always, is to help the transaction, not to create problems. We produce documentation in clear English, readily understandable to the lay reader. Our clients comment that we win business for the firm because we explain options clearly and don't hide behind legal niceties and uncertainties. Our aim is always to help provide a business solution and get the deal done.

Our key practices are:

Benefits we bring

We're market leaders in asset and invoice finance and highly rated for corporate debt transactions. The breadth of our practice means that we understand lenders' transaction needs and know their processes and policies. This allows us to provide the right advice whether we're acting for lender or borrower. The range of work we do means that we know the likely "sticking points" and can anticipate problems rather than reacting to them.

Our approach to fees

We give value for money and compete comfortably with City of London firms in quality of work at the costs appropriate to our office locations. When we offer a fixed fee we stand by that fixed fee.

In recent years, the financial technology sector has exploded, affecting the way both business and consumers interact with their finances.

Rapidly evolving technology has driven this sector, not only to the forefront of our everyday lives, but the way a business or service fundamentally operates. This short film introduces you to fintech and suggests a few ways it could, with the help of Morton Fraser, positively affect your business.

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What our clients and peers say:

Morton Fraser provide an excellent service to our asset finance partners in the field as well as providing specialist advice on areas such as aviation, marine and portfolio structuring. They adopt a flexible approach and give sound advice with excellent response times and a good price.

Ron Montgomery

Director Specialist and Acquisition Finance

The ‘excellent' team at Morton Fraser provides a ‘quality service', and is ‘extremely proficient, knowledgeable, helpful, efficient and personable'.

Legal 500

There exists a high level of professionalism in the work undertaken by Morton Fraser. Tremendous drive and desire to deliver for the mutual interest of all partners. Actions are regularly above and beyond the call of duty.

Billy Macleod

Regional Director, Clydesdale Bank PLC

Morton Fraser, 'which always delivers on time and on budget', assists clients with all aspects of mainstream financing transactions and non-performing loan portfolio transactions.

Legal 500 2018/19

They have very high levels of asset-based lending expertise.

Chambers and Partners 2019/20

‘The banking lawyers at Morton Fraser are hardworking, pragmatic and always deliver.’

Legal 500 2020/21

‘The firm provides a high level of customer service, with clear concise advice, a flexible approach and a good overlay of commercialism. It is responsive to new requests for advice and pricing is sensible.’

Legal 500 2020/21

"easy to work and communicate with," adding that the lawyers are "approachable and helpful."

Chambers and Partners 2021