At Morton Fraser Lawyers we have highlighted clarity as our guiding principle.
This directs the way we communicate, the way we advise, the way we conduct relationships with our clients and the way we are totally transparent and upfront about our charges. This applies to all our services from the straightforward to the more complex.
As with all debt capital sectors, real estate finance (REF) has seen some considerable diversification since 2008 with traditional providers facing increasing competition from debt funds and other alternative lenders.
Whilst diversification in this way is entirely welcome, it can lead to complexity in structure and terms. At Morton Fraser, you can be assured that our team of real estate finance lawyers has the credentials and expertise to navigate the legal and commercial nuances that can arise. Our real estate finance experts cover development and investment financings comprising traditional senior-only loans as well as more complex senior & mezzanine financings, and long-dated fixed rate debt instruments. We act for lenders, borrowers and sponsors across the full range of real estate finance transactions in a broad spectrum of sectors, including residential, student accommodation, retail, industrial, leisure & hotels, office and mixed use developments. We also have extensive experience of providing specialist Scottish advice on real estate finance transactions.
The strength and breadth of our experience means that we boast an inherent understanding of the real estate market and this allows us to facilitate the creation of relationships between lenders, borrowers and sponsors which help to ensure that the funding package is delivered on-time and on-budget.
The advice we provide to our clients has Clarity at its core: it is technically flawless and yet concise, focused and easy to follow. This commitment to Clarity also informs our approach to billing through which we offer transparency and flexible billing arrangements (including fixed fees and use of blended rates), so that clients can be assured that they’ll only pay what they have agreed to pay.
We are REF specialists with genuine expert knowledge, offering valuable and insightful advice. We have grown to become one of Scotland's leading advisers in the REF market, recognised as such by independent legal directories, including Legal 500 and Chambers.
“This is an efficient, responsive and user friendly group, good for high level expertise, value for money and a personal approach. Bruce Wood has industry experience dating back 30 years and is a real force in the Scottish legal market. Beverley Wood is flourishing in the sector and increasingly impresses both clients and peers.”
- Chambers & Partners
They have very high levels of asset-based lending expertise.